Most medieval treasures weren’t just chests full of gold and silver coins. They were exotic items of fine craftsmanship. My treasure system consists of paltry, small, medium, and large… or 1, 2, 3, and 4. Finery is treasure type F.

Levels

Peasants’ personal possessions might be worth 1d6 gp altogether due to low quality, age, and wear. Most commoners might own (but not always have on them) one item of level 1 finery. Town merchants might have shoes, gloves, belt, cloak, and outfit at level 1, except for one that’s at level 2. A prosperous merchant or member of the gentry might bump that to level 2 with one thing at level 3. A baron or bishop might have all at level 3 while an earl has all at level 3 except for one or two at level 4. A royal or archbishop would be covered in finery at level 4.

To have finery made from materials (particularly monster parts) you already have, the cost is half the final value but takes weeks for fine-quality and months for luxury-quality items.

Level 1

Standard-quality items worth 2d6 gp each.

1. Boots/shoes made of leather.
2. Gloves made of leather.
3. Belt made of leather.
4. Cloak made of wool.
5. Robes made of wool.
6. Outfit (gown/tunic and hat/hood) made of wool.

Level 2

Good-quality items worth 2d6 x10 gp each. Where good fur is indicated, it might be rabbit or lamb or cat.

1. Boots/shoes made of the best leather.
2. Gloves made of soft (kid, lamb, or suede) leather.
3. Belt made of tooled leather.
4. Cloak made of fine wool with… (1d6: 1=fine stitching; 2=satin lining; 3=gold braid; 4=multi-colored panels; 5=panels in multiple colors; 6=good fur trim).
5. Robes and matching slippers made of fine wool with… (1d6: 1=fine stitching; 2=satin lining; 3=gold braid; 4=multi-colored panels; 5=a block-printed pattern; 6=good fur trim).
6. Outfit (gown/tunic and hat/hood) made of… (1d6: 1-3=fine wool; 4-5=fine linen; 6=satin cotton) with… (1d6: 1=fine stitching; 2=good lace; 3=gold braid; 4=multi-colored panels; 5=a block-printed pattern; 6=good fur trim).

Level 3

Fine-quality items worth 2d6 x100 gp each. Where fine fur is indicated, it might be fox, otter, bear, or beaver. Fine feathers include peacock, ostrich, eagle, and swan.

1. Boots/shoes made of the finest leather or of unusual leather… (1d6: 1=python; 2=crocodile; 3=aurochs; 4=cloaker; 5=catoblepas; 6=troll).
2. Gloves made of unusual leather… (1d6: 1=python; 2=fire salamander; 3=aurochs; 4=cloaker; 5=catoblepas; 6=troll).
3. Cloak made of fine wool with… (1d6: 1=silver stitching; 2=silk lining; 3=gold braid; 4=brocade patterned weaving; 5=panels in multiple colors; 6=fine fur trim).
4. Cloak made of good fur or of unusual leather.
5. Robes and matching slippers made of fine wool with… (1d6: 1=silver stitching; 2=silk lining; 3=gold braid; 4=brocade patterned weaving; 5=a block-printed pattern; 6=fine fur trim).
6. Outfit (gown/tunic and hat/hood) made of… (1d6: 1-2=fine linen; 3=velvet; 4=crushed velvet; 5-6=silk) with… (1d6: 1=silver stitching; 2=fine lace; 3=sewn pearls; 4=brocade patterned weaving; 5=a block-printed pattern; 6=fine fur trim or feathers).

Level 4

Exotic luxury items worth 2d6 x1000 gp each. Where luxury fur is indicated, it might be mink, sable, vair (brown and white squirrel), miniver (white squirrel), lynx, budge (black lamb), or ermine (white stoat). Luxury feathers include pegasus, griffon, hippogriff, and phoenix.

1. Boots/shoes made of fantasy hide… (1d6: 1=minotaur; 2=bulette; 3=sphinx; 4=purple worm; 5=wyvern; 6=dragon).
2. Gloves made of fantasy hide… (1d6: 1=minotaur; 2=bulette; 3=sphinx; 4=purple worm; 5=wyvern; 6=dragon).
3. Cloak made of velvet and trimmed with exotic hide… (1d6: 1=elephant; 2=tiger; 3=cheetah; 4=giraffe; 5=leopard; 6=lion).
4. Cloak made of luxury fur or of fantasy hide… (1d6: 1=griffon; 2=displacer beast; 3=manticore; 4=owlbear; 5=wyvern; 6=dragon).
5. Robes and matching slippers made of giant spider silk with… (1d6: 1=gold stitching; 2=fine lace; 3=gold braid; 4=brocade patterned weaving; 5=a block-printed pattern; 6=luxury fur trim or feathers).
6. Outfit (gown/tunic and hat/hood) made of… (1d6: 1-2=velvet; 3=crushed velvet; 4=silk damask; 5=silver thread fabric; 6=gold thread fabric) with… (1d6: 1=silver stitching; 2=spider silk lining; 3=sewn pearls; 4=brocade patterned weaving; 5=a block-printed pattern; 6=luxury fur trim or feathers).